This Privacy Policy (the “Privacy Policy“) defines the privacy guidelines for Premiere Welath Management Inc. (the “Company“, “we“, “us“, “our“) with respect to how the Company may collect personal information of its clients, perspective clients, suppliers and other individuals (“you“, “your“). It also describes how the Company may collent, use, retain, and disclose any potenttial information collected. This Privacy Policy applies to information collected from you by the Company via www.premierewm.ca (the “Website“) and other places where, or means by which, we may collect personal information. In this Privacy Policy, “personal information” means any information about an identifiable individual or information that allows an individual to be identified. Personal information does not include business contact information such as but not limited to your name, title/position, business address, telephone number, or e-mail address.

Your Consent

BY SUBMITTING PERSONAL INFORMATION TO US, YOU AGREE THAT WE may collect, USE, RETAIN, and disclose such personal information in accordance with this Privacy Policy. Subject to legal and contractual requirements, you may withdraw your consent by contacting the Company at the address provided below. If you withdraw your consent, you acknowledge that we may not be able to provide you, or continue to provide you, with certain services, products or information. If you provide us with personal information of another individual, you represent to us that you have that individual’s consent to allow us to collect, use, retain, and disclose that personal information in accordance with this Privacy Policy.

You are responsible for ensuring the accuracy of the personal information that you submit to us. Inaccurate information will affect your experience when using the Website and our ability to contact you as described in this Privacy Policy.

Amendments of This Privacy Policy

We may change, modify, add or remove portions of this Privacy Policy at any time without prior notice to you. We will treat your continued use of the Website following such change, modification, addition or removal as your acceptance of such revisions.

This Privacy Policy was last updated on August 14th, 2023.

Collection of Your Personal Information

We may collect personal information in connection with your use of the Website or with your use or purchase of the Company’s products and services, which may include personal information provided in connection with the following activities:

• Registering or filling in forms on the Website. This includes information you may provide when you request additional information about the Company’s products and services or sign up to receive the Company’s e-mail newsletters;
• Purchasing or subscribing to any product or service from the Company;
• Reviewing a product or service;
• Requesting information or assistance from the Company. The Company may also keep a copy of any communications or correspondence you may send to it, including any e-mail communications;

The personal information that we may collect may include your name, email address, age, date of birth, gender, telephone number, address, financial details, your location, your past and current investment practices, your residency status, your investment capacity and preferences and any other personal information that you choose to include in your profile, or in other communications to the Company. We may combine personal and non-personal information about you collected by us or by our affiliates and we may combine this information with information from external sources.

In obtaining your consent to collect, use, retain, and disclose your personal information we will use reasonable efforts to inform you of the purpose for which personal information will be collected, used, retained, or disclosed. The form of consent may vary depending on the circumstances and type of information disclosed. We will take into account the sensitivity of the personal information and your reasonable expectations when determining the appropriate form of consent.

Cookies

We may use a browser feature called a ‘cookie’ to collect information when you access the Website. A cookie is a small text file containing a unique identification number that identifies your browser, but not necessarily you, to our computers each time you visit the Website. The information that may be collected includes the type of internet browser and operating system you use, the domain name of the website from which you came, date and duration of your visit, number of visits, the average time you spent on the Website, pages viewed and number of cookies accumulated. In addition to the purposes described in our Privacy Policy, we may use such Website information and share it with third parties with whom we have a commercial relationship to measure the use of the Website, to improve the functionality and content of the Website and to simplify your usage. You can reset your browser either to notify you when you receive a cookie or refuse to accept cookies. If you refuse to accept cookies, you may not be able to use some of the features available on the Website.

Online Communications

You may voluntarily submit personal information to us for purposes such as asking a question, obtaining information, purchasing a product or service, subscribing to a newsletter or e-mail list and participating in surveys.

E-mail Communications

We may send you marketing or promotional e-mail communications. In this process, we may collect certain information such as the date and time you first opened our e-mail communications, the number of times you open our e-mail communications, the number of instances you click through our articles and your total click-through activity on the contents of our e-mail communications. We may also combine and store any such information to manage and improve our e-mail communications. Any future marketing or promotional e-mail communications will include instructions on how to unsubscribe.

Third-Party Websites

We may include links to other websites on the Website or in our e-mail communications. These third-party websites may collect your personal information and they may have different privacy policies and practices than us. We do not assume any responsibility for the privacy practices, policies or actions of the third parties operating these third-party websites. We strongly encourage you to read the privacy policies of these websites to enable you to make an informed decision whether or not to provide your personal information to these websites’ operators.

Third-Party Analytics

To evaluate the usage of the Website, we use automated sevices and applications provided by third parties. We use these tools to help us improve our products and services, our performance and user experiences. These automated services and applications may: (a) use cookies and other technologies which collect information to perform their functions; and (b) collect personal information directly through the use of cookies and other technologies.

IP Addresses

An IP address is a computer’s numeric address, by which it can be located within a network. We may record your IP address when you visit the Website. We may use your IP address to: (a) help diagnose problems with the Company’s server; (b) administer the Website; (c) identify you when we believe it is necessary to enforce compliance with this Privacy Policy; or (d) protect the Website and our systems from external access, influence or nerifious activity.

Use of Your Personal Information

Once we collect your personal information, we may use such personal information internally, separately or in combination with any pre-existing information, for the following purposes:

• To develop, enhance, market, sell or otherwise provide information, products or services;
• To administer your account;
• To assist with billing and the collection of accounts;
• To help us learn more about you, your financial goals and your preferences;
• To produce aggregate insights or to generate statistics about you, your financial goals and your progress for our internal purposes as well as for commercial purposes such as marketing, selling or otherwise providing such insights and/or statistics to third parties;
• To establish and conduct commercial relationships, including to process purchases or other transactions and to conduct or administer other transactions that you may engage in with us;
• To contact you and to respond to any communications that you may have had with us;
• To troubleshoot problems with the Website;
• To customize your experience or homepage on the Website;
• To develop and manage our business and operations;
• To enforce this Privacy Policy;
• To conduct surveys, research, evaluations and measurement activities;
• To market, sell or otherwise provide products and services of third parties with whom we have a commercial relationship;
• To detect, and to protect the Company and other third parties against, error, negligence, breach of contract, fraud, theft and other illegal activity;
• To distribute our newsletters and other informational e-mail communications and other material to individuals on our mail and e-mail lists;
• To obtain your feedback on the Website, our services and products;
• For any other purpose to which you consent.

Disclosure of Your Personal Information

Except as provided for in this Privacy Policy, we will not sell, rent, lease, commercially exploit or otherwise disclose your personal information or data to third parties unless: (a) we are required to do so by law or to cooperate with legal investigations; (b) it is required to protect the legal interests of the Company, including for credit checking and collection purposes or in connection with a potential financing, merger or acquisition; or (c) you provide consent to such disclosure.

Occasionally, we may disclose your personal information to:

• Third-party service providers or vendors with whom we have a contractual relationship;
• An organization or individual retained by us to collect outstanding debts;
• A financial institution;
• A person who, in our reasonable judgment, is providing or seeking the information as your agent;
• Our personnel or contractors;
• Government authorities, insurers, regulatory agencies, benefits providers, consultants or agents; and
• Any third-party or parties, where you consent to such disclosure or where disclosure is required or permitted by law.

Retention of Your Personal Information

After we have collected your personal information, we may retain a record of your personal information (including correspondence or comments). We will continue to use, retain, or disclose your personal information for as long as necessary to fulfill the purposes for which it was collected.

Access to, and Correction of, Your Personal Information

If you do not want your personal information collected, used, retained, or disclosed by us as provided in this Privacy Policy, you should not use the Website and you should refrain from: (a) registering for any specific tool or application that collects personal information; (b) purchasing any product or service from us; and (c) filling out any forms or questionnaires. If you have any questions or enquiries relating to our privacy practices or procedures, or if you believe that the personal information that the Company holds about you is not accurate, complete or up-to-date, you may write to the Company at the address provided below.

Non-Canadian Users

If you are located outside of Canada, please note that the information you provide to us will be used, retained, and disclosed in Canada. By using this Website, you consent to such use, retention, and disclosure.